Terms and Conditions

Authorization Notice: By submitting this application to Preferred Financial Services, you promise that everything you have stated in this application is correct to the best of your knowledge. You authorize Preferred Financial Services to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received.

If you request, Preferred Financial Services will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that Preferred Financial Services will rely on both the representations you make in this application and the contents of any credit report it obtains when deciding whether to grant the credit requested. You agree to immediately notify us of changes to any of the information you have provided in this application. You understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to Federal Credit Unions insured by NCUA.

OHIO RESIDENTS ONLY: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.